Payment by Installments
3x/4x
If the amount of your purchase is between €500 – €3000, Stovesellers offers you a payment solution in 3 or 4 instalments using your credit card. You pay the first instalment at the time of purchase, and subsequent instalments are automatically debited every 30 days. You can simply spread the cost of your purchase over several months if your budget does not stretch to pay the full whack in one go.
How payment ‘en plusieurs fois’ 3x/4x works in France
Interested in paying in 3 or 4 instalments by credit card?
The option to pay in instalments is indicated on the product page when this option is available. The amount of your monthly instalments and the associated charges are displayed directly on the details of eligible products.
Once you have completed your order, simply click on the “3x or 4x by credit card” button, choose the “in instalments by credit card” solution and click on the “In 3 instalments by credit card” or “In 4 instalments by credit card” button, depending on the plan you have chosen.
Once you’ve selected this option, all you have to do is validate your details, enter your date and place of birth, and your credit card number, then validate.
As with a conventional online payment, a confirmation page is displayed for your order. You will then receive an e-mail validating your payment (subject to acceptance by the credit supplier).
Fees
Fees corresponding to 1.45% for payment in 3 instalments or 2.2% of the total amount of your purchase for payment in 4 instalments. They are included in the 1st monthly payment, i.e. an APR of 20.13% for the 3–installment plan, or an APR of 20.18% for the 4–installment plan.
What happens if goods are returned?
In the event of a return of goods, we communicate this refund to our financial partner BPCA Consumer Finance, who will adjust your 3X OR 4X CB payment schedule.
* This payment method is not available for in-store collections.
